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"MONEYmakingSECRETS!"

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<=Why Auto Insurance is Important!

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Many of us need automobiles to get from place to place, so we all know how useful they can be while also recognizing the fact that driving an automobile is dangerous. You might be careful in obeying traffic laws, but you never know when someone else will not and be the cause of an accident that involves you. Then again, mistakes do happen and you never know when something may occur that you will be at fault. These are reasons why it is important to have auto insurance.

However, auto insurance covers much more than just collisions. There are times when certain acts of nature may occur such as a hail storm or a falling tree that may cause damage to an automobile and it would cost too much money out of pocket to fix these things. The insurance will sometimes charge a small deductible depending on the type of accident that has occurred, but the cost is minimal compared to what it would cost to fix an automobile on your own.

A world without auto insurance

Just imagine what a world without auto insurance would be like. First of all, people who are at fault in accidents would be paying money to the accident victims out of their wages and other income for years to come. Those who have been injured in an accident at no fault of their own are entitled to have their medical bills, vehicle repairs, and other expenses paid by the insurance of the person who was at fault. If the person at fault does not have insurance, then they do have to pay those expenses out of their pocket. Many people have been known to lose major assets because they did not pay the minimal cost of having auto insurance to prevent such losses.

Then there are those natural disasters that we have absolutely no control over. There have been many overturned trees from high winds that have decided to fall the direction of someone's brand new car. There have also been the occasional hail storms throwing golf ball-sized hail out of the sky at the many automobiles below. This can cause thousands of dollars in damage that goes beyond the scope of what most individuals can afford straight out of their pocket.

So why is it important?

It is probably already quite obvious to see why having auto insurance is very important. If not, then look at it this way:

• You are protecting your automobile, one of the largest investments you make in your life.

• You are able to pay for medical bills if an accident occurs.

• You don't have to feel the biggest part of an accident-related lawsuit.

• Protects assets that you've worked hard for from being lost due to a lawsuit.

• Protects you from those motorists that may not have insurance of their own.

• Not only pays for accidents and weather-related incidents, but also pays for vandalism and theft.

• You know you are protected every single time you hit the road.


However, this brings about another point. It is very important that you review your auto insurance policy and make sure you understand all of it since every policy is different. Depending on a person's financial situation, they may choose a certain type of coverage over another for a variety of reasons. This can be because they want to cut premium costs because they simply cannot afford higher coverage or another reason that they find they don't need extensive coverage. These things should be considered carefully because you never know when one accident may be the event that causes you to lose many of your assets in order to satisfy the cost of a lawsuit settlement.

<=Why Auto Insurance is Important!

Posted by : SfamilyGT
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"Information on Cheap Auto Insurance"

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Cheap Auto Insurance is the most usefull insurance service. People finds it beneficial to get their auto insured, infact in many countries it is compulsory to purchase Auto Insurance before driving on public roads, so people prefer for this, because auto insurance protects us from financial loss at the instances of accidents. The affords we get, when our auto is damaged depends on the insurance package given by the company from which we insured our auto, different companies provide different kinds of coverage for auto insurance.

Few companies provides the insurance services for a particular time, it might be 6 months or 1 year, and they inform regarding the expairy or renewal dates through mails. As the number of people getting Cheap Auto Insurance are increased, the insurance companies finds profitable to provide Cheap Auto Insurance to the people. But its obvoius that people look for the company which has a good package of facilities and expects at cheaper rates. The word “Cheap” attracts the people and the policy of Cheap Auto Insurance meets the needs of auto insurance at cheaper rates. But it is at the risk of the people to choose for the right company, Good knowledge on various Auto Insurance coverages for your car is the key to make a right choice, as few companies assure for cheaper rates at early days and after some particular time makes us to pay the higher intrests. Some times few companies missguide the people by saying discount insurance services, so the people should be more carefull while they opt for an insurance company


Cheap Auto Insurance is something everyone wants but not everyone finds. Simple economics shows that a consumer is going to get the best price when there is the most amount of competition. Cheap Auto Insurance involves insuring your automobile through an insurance company for the lowest price. The discovery of world wide web made it easy to get an insurance quote online instead of standing in a queue for many hours. Some times it is preferable to consult a broker before we select an insurance company, because they have the good knowledge about all the companies and they can guide you correctly
We can find Cheap Auto Insurance in two categories:

  • The absolute minimum insurance required by your state and
  • The lowest price for the most comprehensive insurance coverage.
The best company which provides best auto insurance services at cheaper rates can be found by keep on searching on the web. Steps below will help us to find low priced auto insurance:

  • Be clear on the kind of coverage you looking at; understand the workings, the terminology of auto insurance. By comparing companies with rates
  • Undertake comparison-shopping by visiting websites of several auto insurance companies to compare rates and find the best auto insurance quote which suits your needs.
  • Talk to friends, relatives; conduct reference check with customers having tailored auto insurance policies from particular companies. By widening your knowledge base, you can take an informed decision.
  • If you park your car in garages as garage parking safe guards your vehicle against theft, sideswipes, and reverse collision. You can expect to get a cut of at least 15 - 20% on your insurance premiums.
  • If you stop smoking there is high chance of that, you will get a better shot at auto insurance premiums. If you smoke while driving, your attention might divert. If you get a sting from the burning cigarette stub which could lead to accidents. Hence, if you are a non-smoker, the premiums on your auto insurance are less when compared to smokers.
  • By sticking to one insurance company for all your vehicles, chances of you getting cheap auto insurance rates are definitely higher. If you spread the risk over two more cars, it can reduce your payouts.
  • Cars like BMW, Rolls Royce, sports cars or any lean mean street machine, etc are expensive to repair if damaged in an accident. Naturally, they will have high level of risks, which in turn can up your insurance premiums. Stick with cars such sedans, fiat, etc that are easy on pocket.
  • If your car has safety or security equipments like air bags, automatic seatbelts, anti lock brakes, anti theft devices, or automated devices, etc installed - it means you can reduce your premiums as these extra security features have higher reduction rates.
  • By increasing the deductibles, you can substantially reduce premiums thereby saving on your monthly payments.

"Information on Cheap Auto Insurance"

Posted by : SfamilyGT
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Make Money With Online Forex Trading

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Yes, you can make money at home with online forex trading. And this is an easy money making idea. Forex is short name for foreign currency exchange. Forex trading is a business of exchanging certain currency to another currency. Forex trading has grown to a phenomenal market of $1.5 - $2 Trillion market daily all over the world. However, making money with online forex trading is quite challenging. You have to do some analysis and research of currency trends, political and business climates affecting certain currencies.

For additional info, forex trading is not being regulated and is controlled by no one. You can buy or sell more than $100 billion worth of currency if you have the capital to do so. You will never be put in jail for the huge amount you trade. There is no insider fraud in forex as it is subject to the requirements of global markets not by few people. Another thing, forex is the most accessible and most liquid market in the world and operates 24 hours a day. The 4 majority trades are EUR/USD (Euro/US Dollar), USD/JPY (US Dollar/Japanese Yen), GBP/USD (British Pound/US Dollar) and USD/CHF (US Dollar/Swiss Franc) while the 3 commodity pairs are AUD/USD (Australian Dollar/US Dollar), USD/CAD (US Dollar/Canadian Dollar) and NZD/USD (New Zealand Dollar/US Dollar).

Make Money With Online Forex Trading

Posted by : SfamilyGT
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Margin Trading System

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A typical transaction amounts to $10 million in inter-bank trade. However, it is quite clear that such transaction values are not affordable for a private investor – well, at least to the overwhelming majority of them.

Involvement of small and medium investors in the Forex market was facilitated by intermediacy of dealing or brokerage companies. Medium and small investors have access to the global forex market in many nations, using the sums of money starting from $2,000 in their transactions. A dealing company provides its customers with a credit line – a so-called dealing leverage, or a credit leverage, that is several times as big as the deposit. Brokers providing margin trading services require that a pledge deposit should be contributed, and provide a customer with an opportunity of entering into forex sales and purchase transactions for amounts that are 50, 100 and sometimes even 200 times as large as the deposit made. The risk of losses is borne by the customer; the deposit serves as security hedging a broker. The system of operations through a dealing (brokerage) house, with a credit leverage, was called margin trading.


To put it simply, the essence of margin trading can be reduced to the following: by placing pledged capital, an investor becomes able to manage target loans provided against this pledge and to guarantee indemnification against any potential losses on open forex positions with the deposit.



As mentioned above, unlike with forex transactions with actual delivery or actual currency exchange, FOREX participants, especially those with little funds, make use of trading with an insurance deposit - margin trade, or leverage trade. In case of marginal trade, each transaction must consist of the two stages – purchase/sales of foreign exchange at one price, and then its compulsory sales/purchase at another (or at the same) price. The first action is called the opening of a position; the second is the closing of a position. Opening of a position is not accompanied with actual delivery of foreign exchange, and a participant that opened the position contributes an insurance deposit that serves as guarantee of indemnification against any possible losses. Upon closing of a position, the insurance deposit is returned, and profit or losses are calculated.


Any margin trading transaction must comprise two parts: opening of a position and closing of a position. For instance, when forecasting the euro goes up (looks up) vs the dollar, we want to buy a cheaper euro with dollars now and to sell it back when it rises in price. In this case, the transaction will look as follows: opening of a position – euro purchase; closing of a position – its sale. All the time until the position has been closed we have an “open euro position.” Just the same, when we believe that the euro will cheapen (look down) vs the dollar, our transaction will consist of the following steps: opening a position – sales of a more expensive euro; closing a position – purchase of a cheapened euro. Therefore, we are able to generate profit whether the exchange rate goes up or down.



You can enter FOREX through an intermediary only. A dealing center may act as such intermediary. This agency provides you with a (computer or telephone) communications channel with a broker who makes available forex quotations to you and through whom you can enter into transactions. You can also operate directly from your home PC through the Internet. The last option has been becoming increasingly more common recently. The prices you can see on your computer’s screen are prices of actual transactions at FOREX.



A customer concludes a contract with the company whereby the latter undertakes, at the customer’s order and in its own name, to enter into transactions. In this case, the company runs the risk of losses from entering into such transactions, so the customer deposits a certain sum of money with the bank as pledge. The amount of this deposit is determined based on the amount of transactions entered into by the bank and on the credit lever provided to the customer. If a dealing company makes losses from a concluded transaction, the investor becomes liable to it in the amount of this loss, and these liabilities are covered from the pledge deposit; if the company generates profit from a concluded transaction, it becomes liable to the investor in the amount of this profit. Generated profit is remitted to the customer’s pledge deposit. The customer’s order to the company to close an open position is a must; yet the company jobs with its own money. Otherwise the bank may close a long position with a short one, and the customer may sustain losses. The situations when cross rates change by more than two percentage points hardly ever happen in the global market, and losing his or her pledge is next to impossible if a customer jobs reasonably. If the bank’s dealer understands that potential losses, if the rate changes for the worse, might exceed the pledge deposit amount, the dealer can close a position independently, without waiting for the customer’s instructions, with losses not exceeding the pledge amount.


Margin trading appeals by its affordability. Investing funds into securities of the most developed foreign countries to generate any fixed income would hardly be interesting for our compatriots. U.S. Treasury bonds are surely the most reliable and stable, but, being very expensive, they have low yield (approx. 6% p.a.) and are the object of long-term investments. Shares generate higher yield; however, dividend amount is directly dependent on successful operations of any particular enterprise and its shareholders’ preferences. Share purchase for bull transactions seems more attractive but requires greater investments. Margin trading is free from the said limitations – you can sell and buy depending on your expectations, and 1%-3% of a transaction value will do to enter into the transaction.

Margin Trading System

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PTC Basics:-
Earning money with PTC (paid to click) is very easy and simple.
Paid to click sites give us opportunities to Online Earnings
from Home Without any Investment. ......more
















"Personality Development Articles"






















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There are immense possibilities within you develop your personality with strong character. You must recognize and understand them. The key to success is hidden within you. The wealth you have earned is not important but what is important is the means you....









Sweetly spoken words have their own advantage in making a great personality. They tolerate the attack caused by bitter words and life becomes happy despite all kinds of troubles. In fact these small sweet behavior is the outcome of feelings of love for others,..








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Learn Important Facts To Help You Find

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Before investing in insurance for your car, it is important to gather auto insurance facts to help you make the right decision as to which insurance policy and company is best for you. Whether you are looking into the ever popular Saga Car Insurance, Travelers Auto Insurance or other companies, or car insurance for teenagers, here are some things you need to know for this process.

With the rising cost of insurance today, more and more people want to find less expensive policies for their car. It certainly is very possible to find good rates for your car. Cheap car insurance can be located by a number of options. Here are some auto insurance facts that will play a vital role into the amount you pay for insurance.

The kind of auto you drive will make a huge difference. Sports cars, such as Ferraris, corvettes, etc all cost more than your typical economical car because of the type of driver who buys them. Also, your vehicle driving history will play a major role. The better record you have, the less you will pay.

Also, by installing safety and anti-theft devices in your auto, you will probably pay a lesser premium for your auto insurance. These cars are at less of a risk for being stolen, making them much more attractive for insurers. Also, there are some decisions you can make to lower your expenses as well. For instance, numerous firms will give a discount or more than one policy under them.

In addition, you can often times find cheaper auto insurance with exclusively online companies than you could in the offline world. By doing a thorough search, you can very rapidly compare quotes from numerous different companies, and save yourself the hassles of calling each by phone.

However, be absolutely sure that you compare the features included in the policy. For instance, one company may look cheaper than another, but in reality leave out some essential elements that you will need for your insurance. Cheaper is not always better, especially in car insurance.

Policies greatly differ in their available options and features, and numerous firms give you incentives to jump aboard with them. It’s often at this point that you can really cash in on some big savings when finding the right insurance policy. Remember; never simply buy because a company is cheap; take a careful look at the features they offer, and most of all their reputation and overall reliability.

First of all, you need to determine whether you will be needing third party or full coverage insurance. Obviously, this decision will be based on numerous factors such as your age, the type of car you are driving, the age of the car, etc.

In addition, there are many other options you can include in your auto insurance that don’t come standard. Some of these options could include damage liability, breakdown cover and medical cover. Some firms will include these options standard, and some will charge you extra. Therefore, make sure you shop around before buying.

Here’s the bottom line: there are many different car insurance companies out there today. While this article doesn’t recommend any one in particular, the most important thing, as always, is to do your homework and gather as many auto insurance facts as possible before deciding on the right policy for you. Only once you’ve done this should you buy an insurance policy for your car.


Learn Important Facts To Help You Find

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-Welcome


GasTEAM is a Google Affiliates Support Team


GasTEAM, a global leader in providing internet marketing and affiliate marketing services online, is now recruiting new affiliates to join the GasTEAM Program. It is completely FREE to join, with 1-on-1 personal online support from your very own dedicated Affiliate Manager. When you join the GasTEAM Program you can expect quality results, superior personal support and an ongoing income online through our performance-based program. We set a high industry standard for program quality and provide the most sophisticated tools. GasTEAM operates the only truly global affiliate marketing program where you are guaranteed to earn money.


-Affiliate Marketing


Affiliate Marketing is a widespread method of promoting a website/business site or blogs, in which an affiliate is rewarded for every visitor, subscriber and/or customer provided through his efforts. It is a modern variation of the practice of paying finder's-fees to individuals who introduce new clients to a business. Amazon.com, the book seller, created the first large-scale affiliate program and hundreds of other companies have since followed. Affiliate marketing allows you to earn high income online. By joining the GasTEAM Program, one of the most successful affiliate marketing programs available, you can be sure about earning real money online, starting today. Many online businesses offer Affiliate programs as a way of generating sales and traffic for their online business, however, GasTEAM is the only affiliate Online business Promotional Supporter where you can be sure about earning money online within 6 months.



-How It Works


First of all, We build your own website for a new affiliate account. Make sure to use a valid gmail address as you will need to confirm your registration by clicking a confirmation link that will be sent to your email address.


Once you have confirmed your registration and you are accepted to the GasTEAM, we will provide you with a free, professionally designed affiliate website. This free affiliate website will be customized with your personal Affiliate ID. This Affiliate ID will be unique to you only, so we can recognize you as our affiliate and pay you your earned commissions accordingly. With the free affiliate website you will be earning your online income through our program. We will pay you on a Pay-Per-Lead basis. This means whenever you refer someone to visit your affiliate website, you will earn a commission!



1. Sign up a valid gmail id/Account.
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6.Start Earning 48/hrs later by Promoting Your Choosen own Readymade earning website/blog



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Our program is simple! No, that doesn't mean you can sit back and watch the money come in. Of course there is some participation required from you to be able to start earning money. The GasTEAM Program is simple because we will teach you exactly how to succeed. You are not on your own. We will provide full ongoing, personal guidance and support, and all the tools required to succeed with our affiliate program. We want you to succeed simply because when you are successful, we are successful. It's a Win-Win situation. This is why Affiliate Marketing works so well, it's all about co-operation and working together in a Team.


 






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Click »HERE« for a screen shot of earnings


 


-Earning Potential


The sky is the limit! Many of our affiliates are earning well over $15,000 per month, working only a few hours per week online, from where ever you connect to the internet. In September 2008, a new affiliate joined our program and became the Top Affiliate for that month, earning $17,960! Click HERE for a screen shot of earnings. This is within your reach when you follow our simple instructions and guidance. We will work together to make you our next Top Affiliate!


The GasTEAM Program has incredible conversion rates of up to 75%! This means for every 100 people that will come to your affiliate website, up to 75 referrals can be generated. (Conversion rates may vary) For every referral you generate with your affiliate website, you will be paid a commission ranging from $2.00 - $5.00. Now you do the calculation!


 








Example of Earning Potential


You will receive 200 visitors per day to your website. With an average conversion rate of 50% (of 200 visitors) that's 100 leads! The minimum commission rate is $2.00 per lead. 100 leads x $2.00 = $200 per day




 


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Posted by : SfamilyGT
Date :
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Helping to others.......helped yourself.

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Read more »
PTC Basics:-
Earning money with PTC (paid to click) is very easy and simple.
Paid to click sites give us opportunities to Online Earnings
from Home Without any Investment. ......more
















"Personality Development Articles"






















A person facing an interview is generally nervous and does not behave as his or her normal self. He tries to follow the set guidelines that.....more


























There are three types of personality test, which are conducted by most of the companies. We may like to know what are intended for and how they are conducted.....









Well known behavioral scientists have identified nine types of personalities. These are perfectionists, Helpers, Romantics, Achievers, Asserters, Questioners, Adventures, Observers and Peacemakers. They have their own unique personality....









Different people have different opinions about what makes a man’s personality complete. There are several behavioral scientist who have the view point that character does not form a part of personality...







Sweetly spoken words have their own advantage and it is a major component in our personality development. Society gives respect to a person who has control over his speech and everybody...









Every person who wants to develop personality also wants to become popular. Man's life is a burden without popularity. Everybody can be popular if he takes care of these few essential personality development tips...









It is possible that nature has not bestowed you with an impressive personality, but there is no doubt that you can make your personality great by your good behavior. What is personality after all? ....





There are immense possibilities within you develop your personality with strong character. You must recognize and understand them. The key to success is hidden within you. The wealth you have earned is not important but what is important is the means you....









Sweetly spoken words have their own advantage in making a great personality. They tolerate the attack caused by bitter words and life becomes happy despite all kinds of troubles. In fact these small sweet behavior is the outcome of feelings of love for others,..








Helping to others.......helped yourself.

Posted by : SfamilyGT
Date :
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"Sweeten Your Personality with Polite Speech"

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It costs nothing to be polite, but it definitely gives a lot. Its receivers become rich but the givers do not become poor. It is a relief for tired and ray of light for depressed, sunshine for the one facing cold and nature’s best gift to the sufferer.
“I am highly impressed by you”. This is a sentence which everyone likes to hear and feel honored. Your personality should be so pleasing and attractive that it should impress others, but it can not be achieved if you are not polite and soft spoken. The building of good qualities can only be constructed on the foundation of politeness. An ordinary man can become great if he is polite and if he is deprived of it he can lose respect.
Polite and cultured people are clear to all, such people have a strange magical touch in their conduct and behavior, and miracle in their deeds too. They cast permanent impression on the mind of everybody with their balanced behavior.
Useful and sweet conversation is considered a blessing for speech. A man who dedicates his life for the cause of politeness treads on the path of truth, goodness and beauty, is like a saint.
There is an old saying that—‘if speech is silver than silence is gold’. But in the modern age and fast changing world we have completely forgotten the meaning of this proverb. If we are in social field or we are at work place, we have to communicate with each other. In such situation we should take care of what is right and what is wrong. Many a times we spoil our work by unnecessary dialogue and conversation. We respect badly if we hear any adverse statement or if anyone teases us, we start hot discussion and fight if someone interrupts us. In this way we get involved in a vicious circle.
Think how nice it would be to listen to teasing remarks of someone with a smile and keep ourselves busy in our work. To keep silence is a great art and a smile with silence is greater than that.
In this world there is enough to see and hear along with speaking. But most of us are so fond of talking that we fail to see and hear when we are engaged in talking. A person who can exercise control over his tongue, he alone can make the right use of his eyes and ears. It has been rightly said that after making any wrong statement due to its madness the tongue rests in the mouth but the cheek has to suffer a slap.
A little harsh conversation can result in hot discussion. It is generally observed that bitter and pinching words are the cause of dispute. The battle of Mahabharata is the historical proof of the disaster that Draupadi’s one statement that ‘the son of a blind man is also blind brought’. It is generally believed that the wound caused by an arrow can easily be healed but it is difficult to heal the wound caused by harsh words.
Society gives respect to a person who has control over his speech and everybody wants to converse with a person who is sweet spoken. That is why we should always try and inculcate sweet and soft spoken words in our speech. Generally a person suffers loss due to his uncontrolled speech more than anything else. Here the statement made in Mahabharata is noteworthy—“speech can also shower arrows and the one who receives them lives in constant pain day and night.”
People who always talk about ‘Frankness in speech’ believe that if one does not give strong replies at once he is considered weak an inefficient. These type of people claim themselves to be pure hearted and frank. Psychologists infer such claims to be a sign of Pride. Pinching words can only be spoken if you have ill feeling against someone. Our speech is controlled by our thoughts. People who speak frankly without considering the pros and cons of their speech generally become unpopular and are not liked by anyone.
Anyone who always speaks the slump is disliked by others. If you analyses the things which you do not liked, most of them are those which are considered ordinary and are underestimated. In other words, we should take care of small things and the bigger things will take care of themselves.
Chaster Tan considers these small things as dangerously ordinary’ and if not nipped in the bud, these will result into real troubles.
Sweetly spoken words have their own advantage
in making a great personality. They tolerate the attack caused by bitter words and life becomes happy despite all kinds of troubles. In fact these small sweet behavior is the outcome of feelings of love for others, It establishes this fact that all people want praise and recognition for their good behavior, just as we do.
Bitter and uncontrolled speech is the symbol of foolishness. It can lead to madness. A person who often speaks harsh words often repents when he is in better frame of mind. According to a Persian proverb, “Good has given us who ears and one tongue so that we may listen more and speak less.”
All actions are controlled by tongue or speech. They originate from speed. So, it is essential that speech is controlled by mind. A person who is not honest by speech is considered dishonest in all respects and this will adverse effect on your personality. The man who has no control over his speech can not be sure if he can exercise any control over his self while working.If a working thing is said in good style it also becomes effective. Then if you say a good thing is good way it has no comparison. Sant Kabir has said—“Speak in such a way that it may delight you and others as well”
Remember
To make your personality sweeten, remember when we have wisdom and the willingness to cast aside our own lower nature and align ourselves with our whole heart to the higher power, we find a sense of peace. This creates an atmosphere which influences every one who comes in contact with us. A person who has a peaceful heart, who is quite and self-controlled, cannot fail to radiate quietness and power which every one feels. We cannot be in contact with something that radiates blessing without conveying it to others, it never fails us. A high point of contact will redeem us and bless others.

"Sweeten Your Personality with Polite Speech"

Posted by : SfamilyGT
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"Boost Your Personality with Strong Character"

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The question of building a character is a personal matter for every individual. It has nothing to do with any other person. No other man can be instrumental in making you mentally and physically strong and powerful. None can turn you from weak to powerful, unsuccessful to successful and from nothing to everything. You yourself have the ability and potential of becoming everything and anything.
In today’s materialistic world there is a rat race for achieving things at supersonic speed and there is chaos all around, everyone is involved in some or the other problem which does not seem to resolve. The sense of great dissatisfaction has set deep down to resolve. The sense of great dissatisfaction has set deep down in our hearts. We wish to board more money, more comforts and more and more luxuries as compared to other. This greed has overpowered us to such an extent that we do not hesitate in fulfilling our desires even at the cost of spoiling and ruining our relations with others. We are ready to do anything to make ourselves successful and capable. Nothing thinking and negative approach leads to downfall whereas the result of positive thinking, positive approach and good behavior is no less then a boon.
Today the progress/success of an individual is judged by his materialistic achievements. Therefore, men adopt all fair and unfair means to attain materialistic components. It might be important to attain to lead a luxurious and comfortable life but this does not necessarily make you happy and successful. If we look around we can find many rich people and they did become luxuries of life but they had a miserable and they did becomes wealthy but they were unable to become good human beings.
People who are engaged in achieving materialistic things remain busy in developing only one aspect of their personality. The result is that their entire personality becomes imbalanced/controversial. Such people generally lack in striking a balance in totality, they lack farsightedness and tolerance. For achieving these qualities everyone should utilize every possible second of his/her life. Any man, who wants to attain the highest pinnacle of success in his life, should meticulously work upon building a progressive and strong personality.
In the rapidly changing world and because of rise in new concepts each day new values/opportunities have appeared in the fields of industries and management too. People whose hearts are filled with human values, are blessed with special abilities and welcome new possibilities in life, there is ample scope of progress for them. It is evident that if most of the people working in any industry are able, experts and hard inspiring. For example, we can say that if the raw material is good then the product is also expected to be good quality.
Due to the difference in capacities of the people engaged in same size of units, the result is quite different. Uptill now it was believed that capital, raw material, and technical knowledge are the basis of success of any industry, but now it has become evident that we can progress in the field of automation with these things but we can not ignore human contribution in the organization and smooth functioning in handwork, ability, behavioral excellence, enthusiasm and dedication of its people.
Excellence means not only to excel in achieving material gains but to achieve success in other fields of life as well and for this we must acquire such knowledge that may help us to achieve these aims in the best, quickest and easiest way. Excellence means to have complete control over our work hobbies, aims, habits, experiences and passions rather than become their slaves.
In other words excellence in personal behavior also refers to growth/development of character. In his book ‘Self help’ Samuel! Ismail has termed character as the ‘crown’ and ‘pride’ of life. He believes that the qualities of character are those precious pears and respect in society. The qualities of character are even more powerful than wealth. According to John Gillen, “Excellence is an ideal quality. It is due to these qualities only that society recognized the importance of men.”
There are immense possibilities within you develop your personality with strong character. You must recognize and understand them. The key to success is hidden within you. The wealth you have earned is not important but what is important is the means you have adopted for acquiring that wealth. Your personality, your capabilities, your thoughts and your ideals are all very important in determining your character.
Once a person went to a sculptor how would he make the statue? He was simply hammering a block of stone. The sculptor replied that statue can not be made, it has to be discovered by breaking the non-useful stone and once the task is done the statue emerges.
The seeds of great personality are hidden in every individual. There is not need to make them. You have just to unveil them. There is something that covers that goodness within us, we have to remove this cover. So do not ignore or neglect this precious wealth of character that eventually leads to development of your personality. There is a popular saying that generosity is the key to success. The secret of life lies in giving not taking. The more your give the more you receiving back with interest.
Amerson once said that the person who is always running after materialistic gains and comforts will always be found sleeping. To discover your own personality is greater than inner potentials existing within you is the best education in the world.
Saint Francis believed that it is because we give that we receive. A selfish/self centred man is least self dependent and most sorrowful. He depends on others for fulfilling his own selfish motives and therefore never achieves happiness.

Keep in mind

* Our management and resources should be independent otherwise our ability will decrease.

* A person who believes in quick completion of his task may complete his task but he is never satisfied. He remains unsatisfied due to lack of enterprise and tendency of lingering on the work.

* Many of us would have achieved more in life if we had been honest enough to accept our mistakes and limitations.

* You can understand other people only if you love them and you have to pay its price by suffering some losses.

"Boost Your Personality with Strong Character"

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Project Your Personality Through Good Behavior:

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What is personality after all? The outcome of ideas, beliefs and sentiments. Your character is formation of whatever opinion you have about yourself. It is possible that nature has not bestowed you with an impressive personality, but there is no doubt that you can make your personality great by your good behavior.
We are always dependant on each other whether it be at home, in office or in business circle. We are always in search of those qualities without which we find ourselves incomplete. We have to learn these qualities from others. Therefore, we must develop an attitude to look after others. It is a must for every individual to inculcate the feeling of friendship and togetherness. In the absence of these qualities even the most competent and capable person will be a pigmy and his personality will remain unimpressive.
A person who limits all his activities around his ‘self’ only, can never progress in live. If you wish to be recognized as a learned and successful person in the world, you have to do away with yourself, your ideas, your thought process to such an extent that the feeling of discrimination between ‘mine and your’ vanishes. It can be a stage when you realize in your thought, action and heart that the whole universe is one.
The man who is interested only in his own affairs and himself is never accepted by society. In other words this type of person is deprived of the sympathy of others. Such a person can neither exert any influence on society nor can his own personality be energetic and impressive. He casts a negative influence on people around him and so nobody wants to remain associated with such a person.
A person who is self centered and takes pride in self praise is isolated from society. Just as a branch from the trees dries up in the same way if an individual refrains from society he too become useless. His human qualities die, and his and support if he comes in contact with other people.
This fact can be understood in the words of famous Britain poet Rudyard Kipling in this way- “The strength of a wolf lies in his group,” character can not be developed in isolation. When we mix up with people we learn many things from them and in turn teach them many things. We can add to special attributes of our character only when we live among people. Just as a sharp stone becomes blunt and takes proper shape when it hits the other stones in the current of river, in the same way we can develop our innate qualities and capabilities when we can live in society and meet other people.
People often face failures in friendship, in marriage, in business, in career, in dealing, in employment just because they are unable to adjust with other people.
Good behavior and co-operation makes a man popular. As a result the possibilities of his progress and success increasingly multiply. The feeling of help and gratitude towards others not only adds to human qualities in a person but also increases his characteristic qualities.
Your success to a great extent depends on how you behave with others. It is rightly said that you should behave with others as you expect others to behave with you. The behavior of a person should be such that it spreads fragrance of love and affection all around so that tomorrow he too may experience similar feeling of oneness and sympathy from others.
Generally man by nature loves to live in society with co-operation. He realizes the need of family and society while moving on difficulty path of live. Man has to depend upon his companions for survival. The feeling of co-operation makes a man competent. In his competence lies his achievements and sense of satisfaction. The success of a person depends on the co-operation of his fellow beings and his relation with then.
Another quality of man’s personality is his ability to arrack. This is related to the need and necessity of his protection from others. It is only due to this reason that man faces difficulty in co-operating with others. He can not tolerate if someone rebukes him or takes undue advantage of him. He does not allow anyone to come near him. This means that he is jealous and doubtful.All the mental obstructions can be overcome by inculcation the feeling of love and co-operation for others.
Twenty centuries ago, Saint Paul wrote a letter to evil minded people, in which he tried to explain a new point of view of love, He clarified through certain symbols that man can get rid of his aggressiveness with the help of love and co-operation.
Love is tolerant, it is kind and it is not jealous of others. Love is neither proud not arrogant, neither indecent not selfish, it does not easily get irritated. Love does not find with others. It does not rejoice in others faults, but feels elevated with truth. Love does not fear anyone. There is no limit of confidence, hope and tolerance which originates from love.
In every individual there is an inner desire and need for love. It is rightly said the love begets love. That is why when a person loves someone he comes to know his own importance and realizes that others also love and respect him. The need of love starts from childhood and develops in the company of friends and passes through the experiences of married life.
Once a couple went to an orphanage, they liked a child after taking him home they wanted to adopt him. They told the child that after taking him home they would give lots of things. Then the child said that if they could not provide him anything more than a good house, cloths, expensive toys the, he would rather prefer to stay on in the orphanage, Then the couple asked him—“What else do you want?” then the child replied- “ I want that someone should love me.”
You will be held in high esteem if you have respect tolerance, cooperation and love for others. So to achieve success in life we must always care for others. What is the hesitation in giving love and respect? We are in fact giving something –not taking anything.Just wake up and break the wall of separation and you will find that the whole universe is your own.

Project Your Personality Through Good Behavior:

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Some Essential Personality Development Tips:

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Every man who wants to develop his personality also wants to become popular. Man’s life is a burden without popularity. If we leave aside certain action, there is not much difference between a man and an animal. Everybody can be popular if he/you takes care of these few enlisted personality development tips-
1.If you want to progress in life than honestly analyze the traits of your character.
2.Do not laugh at people when they are in difficulty or trouble other wise you will loose your personality in a moment.
3.This is a great way to develop your personality by listening everyone politely, even if their ideas are baseless or not of your interest.
4.During conversation do not keep talking yourself too much.
5.When ever somebody brings any gift for you, don’t forget to praise it. It does not matter even if you were expecting something else.
6.Make other feel that you love them.
7.Keep your moral high in case of defeat and be more polite on being victorious.
8.Solve your problems in a creative way. Try your best not to let these spoil your relations with your friends.
9.Enlist your bad habits and try to get rid of them.
10.We should not uplift our standard of living but also help others to do so. Try to remove the feeling of inferiority in others by loving them and by keeping good behavior towards them.
11.Be careful of what your say about others because others will say the same thing about us at different times and at different places and in this way form a public opinion about us.
12.Some people often have a favorite sentence which they repeat frequently. We should try and get rid and get rid of such a habit.
13.Independence increases our good qualities and personality and slavery bad qualities.
14.Independent thinking and freedom to work is the only source of progress and welfare.
15.Love is the greatest magic in this world. You can do every thing with help of love. Develop this art to improve your personality.
16.Positive attitude is of great importance in our personality. No body like people who have narrowed out look. In life only that person is considered well behaved who has positive and healthy bend of mind.
17.The real beauty of man lies not in his physical appearance but in his work and good qualities. That is why it is important that we improve mental outlook to develop our personality.
18.Every individual should develop the ability to adjust with others, because basically man is a social animal, so one can not survive by living alone.
19.Some people keep repeating a particular statement and it becomes a part of their nature. At the most you may repeat a statement twice but it you do it more than that it leaves a bad impact.
Ask some Questions from yourself.

Do you behave with your family members in the same manner as you behave with your master or your boss?
Would you like to joke even in such a situation when you that it would hurt the sentiments of other.
Do you take care of this that no one is hurt by you?
Do you take care of the feelings of those who are younger than you?

Some Essential Personality Development Tips:

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Components of Personality Development:

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There are immense possibilities within you to develop your personality with strong character. You must recognize and understand them. The key to success is hidden within you. The wealth you have earned is not important but what is important is the means you have adopted for acquiring that wealth. Your personality, your capabilities, your thoughts and your ideals are all very important in determining your character. We will discuss some essential components of personality Development in this article.
Be polite and speak sweetly:
Sweetly spoken words have their own advantage and it is a major component in developing our personality. Society gives respect to a person who has control over his speech and everybody wants to conserve with a person who is sweet spoken. That is why we should always try and inculcate sweet and soft spoken words in our speech.
All actions are controlled by tongue or speech. They originate from speech. So it is essential that speech is controlled by mind. A person who is not honest by speech is considered dishonest in all respects. The man who has not control over his speech can not be sure if he can exercise any control over his self while working. If a wrong thing is said in good style it also becomes effective. Then if you say a good thing in good way it has no comparison.
Keep away from lies, fraud and deception:
G.D. Broadman, a great western thinker said – sow a work and get a habit, sow a habit and get a character, sow a character and get a fortune.
It is evident that the fate of a person is formed by the work he dies, the branch of a tree bends in the direction it is diverted. If a person once entangles him self in lies and cunningness, then in spite of making countless efforts he can never get out of it and day by day he will keep moving toward downfall. We never improve our personality keeping these elements with in us or a part our habits.
Once a man resorts to lies for self gains and self protection then he gradually becomes an expert in telling lies. Lies, treachery, manipulation and fraud are such aspects of our personality which will lead to our failure, insult and defamation at every step of life. It is necessary that we get rid of these negative shortcomings with firm determination to get success in life. It is an admitted fact that bad ideas develop more rapidly as compared to good ideas. Therefore, we must try and keep ourselves away from all kinds of bad ideas and their impact.
Believe in healthy competition:
The path of all success is filed with thorns. There is no hindrance in the path of downfall, but no sooner we lift the first step towards progress we start facing difficulties. Only those people who have immense courage and enthusiasm can advance on this path. Those who have moved forward have become immortal. These who cross all the barriers, all the pains, sufferings and sorrows are also able to taste the sweet fruits of success.
To achieve success it is necessary that all the energies of body, mind and wealth are utilized in one direction only. When a nab m avoiding all temptations in life works towards one definite foal, he is bound to get total victory. When all energies of mind and soul are concentrated for a particular work then all sources become available for completion of that particular work. The importance of positive attitude:
Positive attitude is of great importance in our personality. Many people, inspite of having sufficient talent and qualification, do not progress and succeeds in life because of their narrow outlook. Nobody likes people who have narrow outlook. In life only that person is considered will behave who have positive and health bend of mind.
The real beauty of a man lies not in his physical appearance but in his work and good qualities. The ability and achievements of a person are judged by his mentality. That is why it is important that we improve our mental outlook. By adopting positive outlook we can get rid of mental dissatisfaction. This change will help you to contribute a lot in making your relations better and sweet with people as well as your personality will bright all over as like the stars in the sky.
Anger and irritation are your enemies:
To be angry is part of human nature. Probably there is no man in this world who has never been angry for some or the other reason. But some people are such who become temperamentally angry. People who get angry and irritated habitually do not realize that this habit of theirs will be a hindrance in path of their personality development and they will become their own enemies.Anger results in foolishness and insanity. There is a saying that hot temper is the main obstacle in completion of delicate genes of the body. Sometimes delicate tissues and veins even get burnt, outwardly we do not come to know that damage has been caused but we destroy many hidden treasures in our body in fire of anger.
Spare time for social service:
If we want to be recognized in the society and want to reach the pinnacle of success, we should not keep out self aloof from society. Our deep feelings and responsibility towards society makes us good and responsible citizen of the society we live in. The more we work for society and the more we remain connected with it, the more famous we will become the fame will enhance our personality and enthusiasm. Always remember that society is ours. We need it. Live not only for yourself but for the society.
Develop your creative power:
Our creative streak and positive propensity can pay us dividends. One who is engaged in constructive activity of one or the other kind is always happy. All men should channelise their energies in creative work. Be it agriculture, physical labour, daily wager, craftsmanship, office work, domestic chores or social work. Breach in creativity is a breach in peace and happiness.
Know the value of time:
Every moment of our life is a golden moment. The door of progress and development remain open for the person who knows to utilize and make best use of these moments. He not only pushes away all the failures and gets victory over all setbacks and obstacle but also becomes very popular in society dye to his punctual behavior. On the other hand worthless pursuits or pass these moments carelessly, face depression and disappointment on all sphere victims of vicious circle of failures.

Components of Personality Development:

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Know your personality:

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Most people mistakes physical attributes of an individual as his/her personality. They talk about a marvelous personality when they may just he referring to an individual’s stature fair complexion or chiseled features.Well, if you thought that personality has anything to do with height, good looks, complexion or the physique of a person. It is time you re-think what you think you know. Any physical shortcomings can hardly influence of his personality traits such as superior character and behavior, and not by other mundane and frivolous considerations.
As per modern management concept, "personality is the BRAND IMAGE of an individual.”
It is simple made up of three broad aspects namely:

1.Character
2.Behavioral traits
3.Attitude


Personality development is the improvement of behavioral traits such as communication skills, interpersonal relationships, attitude towards life and restoring our ethics. Character is the prerequisite to achieving a better individual personality. There are several behavioral scientists who argue that improving behavioral traits in a short-cut course of fifteen days to develop personality can effectively influence others and help win the race. But we must never forget that excellent behavioral traits such as communication skills, interpersonal relationships, higher order of motivational levels and excellent leadership qualities also fail miserably at the time of crisis if not based on solid character foundation.
Behavior is just the showcase of the larger inventory inside a person, i.e. character. If personality is developed on the solid based of values and ethics, it will last forever. Fake smiles and mannerisms are short-lived and do not help in improving one’s personality.
Good behavior and co-operation makes a man popular. As a result the possibilities of his progress and success increasingly multiply. The feeling of help and gratitude towards others not only adds to human qualities in a person but also increases his characteristic qualities.
Different people have different opinions about what makes a man’s personality complete. There are several behavioral scientist who have the view point that character does not form a part of personality, but Steven Covey, one of the all—time great authors and motivators says that the best of behavioral traits fail if they are not based on the solid foundation of character.
The person who wants to improve his personality has to have desire and determination ; he has to identify the direction for his goals to achieve it. Once all the above three steps are taken he has to dedicate himself to the task of achieving his goal. We need to develop personality traits that are very unique. Blindly following someone else who is successful will never take you in the direction right for you.

Know your personality:

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Types of Personalities:

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Well known behavioral scientists and psychologists have identified many types of personalities. We shall concentrate on the nine types of personalities. These are perfectionists, Helpers, Romantics, Achievers, Asserters, Questioners, Adventures, Observers and Peacemakers. They have their own unique personality traits that are briefly analyzed below.
The perfectionist:
Perfectionists are realistic, conscientious and principled. They strived to live up to their high ideals. They can be got along well with if you take your share of the responsibilities so they do not end up with all the work. You need to acknowledge their achievements. It is better if you tell perfectionist that you value his\her advice. Perfectionists also expect others to be fair and considerate, as they are.A perfectionist would like to be self disciplined and be able to accomplish a great deal. He would like to work hard to make the world a better place, having high standards and ethics. They are reasonable, responsible, and dedicated in everything they do.Example: The great Indian software business leader Narayan Murthy falls in the category of a perfectionist.
The Helper:
Helpers are warm, concerned, nurturing, and sensitive to other people’s need. That cab be got along well with if you tell then you appreciate them. They would expect you to share fun time with them. They would like you to take interest in their problems; through they will probably try to focus on yours. They want you to know that they are important and special to you. A helper likes to be able to relate easily to people and make their live better. They are generous, caring and warm. They are sensitive to and perspective others feelings. They are fun-loving and generally possess a good sense of humour.Example: Mother Teresa is one such personality who was sensitive not only to the needs of few people around, but for the millions of poor in the country.
The achiever:
Achievers are energetic, optimistic, self-assured, and goal-oriented. An achiever gets along well with his coworkers. He welcomes honest, but not unduly critical or judgment harmonious and peaceful. You cannot burden with negative emotions. He likes being optimistic, friendly and upbeat, and likes to provide will for his family. He is happy if he stays informed, knowing what’s going on.Achievers face problems when they have to put up with inefficiency and incompetence. They are gripped with the fear of failure or of not being seen as successful. They keep on struggling to hag on to their success.Example; Sachin Tendulker the greatest batsman, and Kapil Dev, the greatest all rounder, fall in the category of achiever- always full of energy to achieve something big.
The Romantic
Romantics have sensitive feelings and are warm and perceptive.A romantic would like to get plenty of compliments. They mean a lot to them. He expects you to be a supportive friend or partner. If you care for him you respect him for his special gifts of intuition and vision. He would like to establish warm connections with people, admire what is noble, truthful, and beautiful in life; he would like to be creative, intuitive, and have a sense of humour. He is unique and is seen as unique by others.Example: The great Indian painter MF Hussain falls in the type of romantic personality. He has a sensitive and heart and romantic personality for his creativity.
The observer:
Observers have a need for knowledge and are introverted curious, analytical, and insightful.An observer likes to be independent, not clingy. He prefers to speak in a straightforward and brief manner. He desires and needs time alone to process his feelings and thought and may doubt your sincerity if you intensely welcome him. He dislikes intrusions in his privacy. He remains calm in a crisis. An observer faces a problem which he/she is not sure of the situation and is unable to understand the relation between cause and effect. He gets disturbed if his integrity is doubted.Example: The great economist Noble laureate Amartya Sen is one such observer personality, who is curious analytical insightful.
The Questioner:
Questioners are responsible and trustworthy. They value loyalty to family, friends, groups and causes. Their personality rage broadly, from reserved and times to outspoken.A questioner likes to be direct and clear. He likes others to listen to him carefully. You are required to reassume him that ‘everything is ok between us’ and not judge him for his anxiety. He is committed and faithful to family and friends, responsible and hardworking compassionate towards others, direct and assertive.Example: The out spoken Bollywood actress and former Rajya Sabha member Shabana Azmi, may fall in this category. She can raise relevant questions in all platforms.
The Adventurer:
Adventurers are energetic, lively, and optimistic. They want to contribute to the world.An adventurer likes to get companionship, affection and freedom. He likes engaging you in stimulation conversation and laughter and expects you to appreciate his grand visions and listen to his stories. He is optimistic and do not let life’s troubles get him down. He is spontaneous and free-spirited. Example: The energetic NRI businessman, Vijay Mallaya, may be categorized in the adventurer type of trying something new that was not done by any Indian earlier.
The Asserter:
Asserters are direct, self-reliant, self- confident and protective.An asserter likes to stand up for you and is confident, strong and direct. He is vulnerable and shares his feelings and at the same time acknowledges your tender, vulnerable side. He likes to get space to be alone, He is curious to hear about his own contributions, but do not flatter him. He likes being independent and self-reliant, able to take charge and meet challenges head on. He is courageous, straightforward, honest, supporting empowering and protective of those close to him.Example: The former Chief Election Commissioner T.N. Seshan, the straightforward bold officer, is the best Indian example of an asserter.
The Peacemaker:
Peacemakers are receptive, good-natured and supportive. They seek union with others and the world around them.
A peacemaker does not like expectations or pressure. If you want him to do something, how you ask is important. He likes to listen and be of service, but do not take advantage of this. He us very easy to deal with if given time to finish things and make decisions. He likes a good discussion but not a confrontation. He is very caring and concerned about others, He is a good mediator and facilitator; he heightened awareness of sensations, aesthetics, is non judgmental and accepting. Example: The former Indian Prime minister Atal Bhihari Vajpayee has the peace maker type of personality.

Types of Personalities:

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